At M3 Financial Group‚ we respect your privacy

The rapid expansion of electronic communication has revolutionized the way we work and deal with you‚ our customers. At M3‚ information security is of paramount importance and our employees are fully aware of their responsibilities to keep customer information safe secure and confidential. Whether you choose to deal with us online‚ over the telephone or in person‚ we follow rigorous security procedures and use state of the art technologies to protect your information and transactions against unauthorized access‚ disclosure‚ alteration and misuse.

While we do our utmost to ensure security and confidentiality‚ there are steps you can take as well to enhance your security when using the Internet and when conducting business online.

Privacy legislation is relatively recent‚ but for decades‚ M3 Financial Group has safeguarded the sensitive personal information of its customers. Protecting your personal information and respecting your privacy is important to us. As a provider of financial products and services‚ the collection and use of personal information is fundamental to our business. Equally important is your trust in our handling of your personal information.

Ten Privacy Principles

M3 Financial Group abides by Ten Privacy Principles. These principles are based on the federal government’s privacy legislation‚ the Personal Information Protection and Electronic Documents Act.

1. Accountability:

We are responsible for personal information under our control. We have designated individuals who are responsible for monitoring our ongoing compliance with the Privacy Principles.

2. Identifying purposes:

The purposes for which personal information is collected‚ will be identified by us‚ or through our or your authorized representatives.

3. Consent:

Your consent is required for the collection‚ use and disclosure of personal information‚ subject to certain exceptions. Such exceptions are set out in the law and include where legal‚ medical or security reasons make it impossible or impractical to seek consent. Your consent may be expressed in writing. It may also be given verbally‚ electronically‚ or through our or your authorized representatives. In certain circumstances‚ it may also be implied.

4. Limiting collection:

The collection of your personal information must be by fair and lawful means‚ and be limited to that which is necessary for the purposes identified.

5. Limiting use‚ disclosure and retention:

Your personal information may only be used or disclosed for the purposes for which it was collected‚ other purposes you consent to‚ or as required or permitted by law. It may only be kept for as long as is necessary to satisfy the purposes for which it was collected‚ or as required or permitted by law.

6. Accuracy:

Any personal information that is collected‚ used or disclosed should be as accurate‚ complete and as up–to–date as is necessary for the purpose for which it is to be used.

7. Safeguards:

Personal information shall be protected by security safeguards that are appropriate to the sensitivity of the information‚ in order to protect your personal information from unwarranted intrusion‚ release or misuse.

8. Openness:

Information about our privacy policies and practices for managing your personal information shall be made available to you.

9. Individual access:

Upon written request‚ you will be informed of the existence‚ use and disclosure of your personal information‚ and you will be given access to it‚ subject to certain exceptions‚ as permitted by law. You may also verify the accuracy and completeness of your information‚ and request that it be amended‚ if appropriate.

10. Inquiries and concerns:

You may contact us if you have any inquiries or concerns about our privacy policies and practices.